1. United States.  Congress.  "Banking Act of 1933."  H.R. 5661.  73rd Congress.  16 June 1933

2. United States.  Congress.  "Depository Institutions Deregulation and Monetary Control Act of 1980."  H.R. 4986.  96th Congress.  March 1980

3. United States.  Congress.  "Garn-St Germain Depository Institutions Act of 1982."  H.R. 6267.  97th Congress.  October 1982 

4. Ronald Reagan.  “Remarks on Signing the Garn-St Germain Depository Institutions Act of 1982.”  15 Oct 1982

5. Timothy Curry and Lynn Shibut.  "The Cost Of The Savings And Loan Crisis: Truth And Consequences."  FDIC Banking Review.

6. United States.  Congress.  "Financial Services Modernization Act of 1999, Commonly Called Gramm-Leach-Bliley."  S.900.  106th Congress.  12 Nov 1999

7. United States.  Congress.  "Commodity Futures Modernization Act of 2000."  106th Congress.  H.R. 5660 was incorporated by reference in the conference
report to H.R. 4577. H.R. 4577, the Consolidated Appropriations Act 2001, became Public Law 106-554 on December 21, 2000.

8. Steve Schaefer.  “Bernanke On Why Subprime Turned Out Worse Than the Dot-Com Bubble.”  Forbes. 13 Apr 2012

9. “Kenneth Lay, Enron.”  Time. 10 Aug 2010

10. Kathleen Day.  “Study Finds ‘Extensive’ Fraud at Fannie Mae.”  Washington Post.  24 May 2006

11. Kenneth Gilpin.  “Freddie Mac to Pay $125 Million Fine.”  New York Times. 10 Dec 2003
12. Terence O’Hara and Kathleen Day.  “Riggs Bank Hid Assets of Pinochet, Report Says.”  Washington Post. 15 July 2004
13. Elliot Blair Smith.  “AIG Agrees to pay $1.64 Billion.”  USAToday.  9 Feb 2006

14. Claudio Gatti and John Eligon.  “Iranian Dealings Lead to a Fine for Credit Suisse.”  New York Times. 15 Dec 2009 

15. Lynnley Browning.  “UBS to Pay $780 Million Fine Over Offshore Services.”  New York Times. 18 Feb 2009

16. Tyler Atkinson, David Luttrell and Harvey Rosenblum.  "How Bad Was It? The Costs and Consequences of the 2007 - 09 Financial Crisis."  July 2013

17. United States.  Government Accountability Office.  "Financial Regulatory Reform:  Financial Crisis Losses and Potential Impacts of the Dodd-Frank Act." 
January 2013   

18. Roger Lowenstein.  “Triple A Failure.”  New York Times. 27 Apr 2008

19. Aline van Duyn.  “Dilemmas Of Reforming the Rating Agencies.”  Financial Times. 11 June 2010

20. Moody's.  Investor Relations.  "Moody’s Reaches Settlement with U.S. Department of Justice, 21 U.S. States and District of Columbia." 13 Jan 2017

21. "Freddie Mac Toughens Policy on Risky Mortgages." New York Times. 27 Feb 2007

22. Bob Ivry and Craig Torres.  "Fed’s Court-Ordered Disclosure Shows Americans’ ‘Right to Know.’"  Bloomberg.  21 Mar 2011

23. "Federal Reserve, Banks Kept Huge Size of Bailout Secret, Records Show."  Bloomberg.  28 Nov 2011

24. "Secret Fed Loans Gave Banks $13 Billion Undisclosed to Congress."  Bloomberg.  27 Nov 2011

25. United States.  Congress.  "Emergency Economic Stabilization Act of 2008."  H.R. 1424.  110th Congress.  H.R.1424 is the vehicle for the economic rescue
legislation. Division A is the Emergency Economic Stabilization Act of 2008; Division B is the Energy Improvement and Extension Act of 2008; and Division
C is the Tax Extenders and Alternative Minimum Tax Relief Act of 2008.

26. United States.  Congressional Budget Office.  "Report on the Troubled Asset Relief Program."  March 2018

27. “After Bailout, AIG Execs Head to California Resort.”  ABC News. 7 Oct 2008

28. “Merrill Lynch CEO Thain Spent $1.22 Million On Office.”  CNBC. 22 Jan 2009 
29. Louis Story.  “Judge Accepts S.E.C. Deal With Bank of America.”  New York Times. 22 Feb 2010
30. Martha Graybow and Rick Rothacker. “BofA Pays $2.4 Billion To Settle Claims Over Merrill.”  Reuters. 28 Sept 2012
31. Steven Davidoff.  “A $50 Billion Claim of Havoc Looms for Bank of America.”  New York Times. 27 Sept 2011
32. Jessica Silver-Greenberg.  “Justice Dept. Sues Bank of America Over Mortgage Securities.”  New York Times. 6 Aug 2013
33. Peter Eavis and Michael Corkery.  “Bank Of America’s $16 Billion Mortgage Settlement Less Painful Than It Looks.”  New York Times. 21 Aug 2014
34. Jessica Silver-Greenberg and Ben Protess.  “JP Morgan Reveals It Faces Civil and Criminal Inquiries.”  New York Times. 7 Aug 2013

35. United States.  Securities and Exchange Commission.  “SEC Enforcement Actions:  Addressing Misconduct That Led To Or Arose From The Financial Crisis.” 26 May 2015

36. Steve Goldstein.  "Here’s the Staggering Amount Banks Have Been Fined Since the Financial Crisis."  Market Watch. 24 Feb 2018

37. Winston Churchill.  “Air Parity Lost.”  House of Commons.  2 May 1935

38. "President Trump Signs Biggest Rollback of Bank Rules Since Dodd-Frank Act."  Bloomberg.  24 May 2018

39. "Finance, Insurance & Real Estate Sector:  2010-2018"  Open Secrets.  14 May 2019

40. Ben Protess.  "Wall Street Seeks to Tuck Dodd-Frank Changes in Budget Bill."  New York Times. 9 Dec 2014  

41. Haley Sweetland Edwards.  "Why It Matters That Congress Just Swapped The Bank Swap Rule."  Time. 12 Dec 2014  

42. Federal Reserve Bank of Minneapolis.  "The Minneapolis Plan to End Too Big to Fail."  December 2017

43. "Global OTC Derivatives Market."   Bank for International Settlements.  31 Oct 2018

44. "Lehman Ten Years On: More Has Changed Than Meets The Eye."  Economist.  6 Sept 2018