1. Melissa Dittmann Tracey. “NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes.” National Association of Realtors. 4 Nov 2025

2. Veronica Dagher. “More Home Purchases Are Falling Through in an Uncertain Economy.” Wall Street Journal. 31 Oct 2025

3. United States. Census Bureau. “The Cost of Homeownership Continues to Rise.” 11 Sept 2025
4. United States. Census Bureau. “Highlights of 2024 Characteristics of New Housing.” 29 Nov 2025

5. Cristian deRitis, Ira Goldstein, Maggie McCullough, Jim Parrott and Mark Zandi

“Bringing the Housing Shortage into Sharper Focus.” Moody’s Analytics. July 2025

6. Elena Patel, Aastha Rajan and Natalie Tomeh. “Make it count: Measuring our housing supply shortage.” Brookings. 26 Nov 2024

7. United States. Federal Reserve Bank of St. Louis. “S&P CoreLogic Case-Shiller U.S. National Home Price Index.” 25 Nov 2025

8. United States. Federal Reserve Bank of St. Louis. “Median Household Income in the United States.” 9 Sept 2025

9. “Canadian Lumber Duties Hit 35% – And May Go Higher Soon.” National Association of Home Builders. 8 Aug 2025

10. “Concentration of Immigration in Construction Trades.” National Association of Home Builders. 20 Nov 2025

11. “Special Questions on Builders Challenges/Problems Faced in 2024 and Expect to Face in 2025.” National Association of Home Builders. January 2025

12. Chris Bibey. “How Canadian Tariffs on Lumber Affect American Real Estate.” House Buyers of America. 22 Mar 2025

13. “Housing Starts Climbed By 15% to a Record in 1972.” New York Times. 18 Jan 1973

14. Rachel Siegel. “The Surprising Reason Home Prices Remain Stubbornly High.” Washington Post. 20 Oct 2025

15. Erin Doherty. “Trump Expands 50% Steel and Aluminum Tariffs to Include 407 Additional Product Types.” CNBC. 19 Aug 2025

16. “2025 Fair Housing Trends Report.” National Fair Housing Alliance.

17. Heather Long. “A Michigan Roofer’s Smart Plan to End the Housing Crisis. Washington Post. 6 Dec 2024

18. United States. Department of Commerce. “Population Estimates and Projections.” October 1972

19. United States. Department of Housing and Urban Development. “Operation Breakthrough.” 22 Jan 2025

20. Amalie Zinn, Janneke Ratcliffe, Laurie Goodman, Linna Zhu and Jun Zhu. “Improving the Availability of Small Mortgage Loans.’ Urban Institute. December 2022

21. United States.  Department of Justice. “The Fair Housing Act.”  22 Jan 2025

22. United States. Department of Housing and Urban Development. “AFFH Fact Sheet: The Duty to Affirmatively Further Fair Housing.” 25 Jan 2025